Our Services

Funding Options

💳 Credit-Based Loans

Use your personal or business credit to access high-limit, low-interest funding. Perfect for entrepreneurs with solid credit looking to launch, expand, or restructure without relying on revenue or collateral.

📈 Revenue-Based Financing

Ideal for businesses with steady monthly income. This option lets you repay based on a percentage of your revenue — making it flexible, fast, and perfect for fluctuating cash flow.

🏢 Asset-Based Loans

Have real estate, equipment, inventory, or receivables? We’ll help you leverage your existing assets to secure capital, no matter your credit score or revenue history.

Book An Appointment

Frequently Asked Questions

Will applying hurt my credit score?

No, we don’t run hard pulls to explore your options. Most of our lenders use soft inquiries during pre-approval, and we’ll always let you know before anything hits your credit.

How do I know which type of funding is right for me?

That’s what we’re here for. On your free strategy call, we’ll review your credit, revenue, and assets to match you with the best-fit funding options — whether it’s credit-based, revenue-based, or asset-backed.

Credit Building

Our Credit Building service is designed to boost your profile, improve your score, and position you for better funding opportunities.

We focus on both personal and business credit counseling and optimization. That means higher limits, better rates, and less risk to you as the owner.

What’s Included:

✅ Personal credit report analysis & action plan

✅ Dispute support & late payment strategies

✅ Business credit profile setup (EIN, DUNS, NAV, etc.)

✅ Vendor account & tradeline recommendations

✅ Monthly progress check-ins & score monitoring

Whether your goal is to qualify for credit-based funding, lower your rates, or build a strong financial foundation — we give you the game plan to make it happen.

Build credit with intention. Get funding with confidence.

Book An Appointment

Frequently Asked Questions

How long does it take to see results from credit building?

It depends on your current situation, but many clients start seeing personal score improvements within 30–60 days. Business credit can take 90+ days to fully build, depending on how aggressive you are with our roadmap.

What’s the difference between personal and business credit?

Personal credit is tied to your Social Security number and affects your individual borrowing power. Business credit is tied to your EIN and helps your business qualify for funding without relying on your personal score or personal guarantees.

Loan Preparation & Packaging

Position your business to get approved — not overlooked.

Getting denied for funding often has nothing to do with your actual business — and everything to do with how your file is presented. That’s where we come in.

At Internal Capital, our Loan Preparation & Packaging service is designed to make you look like the ideal borrower in the eyes of lenders. We review and organize your financials, clean up weak spots in your application, and highlight the strengths that matter most to underwriters.

Whether you're applying for credit-based loans, revenue-based financing, or even SBA or private lending — we help you build a clean, compelling file that checks all the right boxes.

Here’s what we include:

✅ Business & financial document audit

✅ Custom lender-friendly packaging

✅ Application support and file formatting

✅ Guidance on what lenders want to see (and what to avoid)

Book An Appointment

Frequently Asked Questions

Do I really need loan prep if I already have my documents?

Yes. Most denials happen not because of missing documents, but because of how the information is presented. We organize your file to highlight what lenders care about and fix red flags you might not even notice — increasing your approval odds significantly.

What types of funding can this help me qualify for?

Loan prep helps with credit-based loans, SBA loans, revenue-based funding, and even private lending. A strong, lender-ready package gives you leverage in almost any funding scenario.