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Why Choose Us?

Internal Capital specializes in revenue, credit, and asset‑based funding solutions for small to mid-sized businesses.

From loan preparation and credit building to establishing business credit – we’ve got you covered.

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What's The Catch?

There isn’t one. Seriously. At Internal Capital, we believe in transparency over tricks. You don’t need perfect credit, years in business, or stacks of paperwork to qualify. We’ll show you exactly what you’re eligible for.

Without Upfront Fees
Without a Lender’s Judgment
Without Being Ghosted

Fees & Services

We keep it straightforward so you always know what to expect:

Credit-Based Funding
We charge a 10% success fee — but only after you get funded. No upfront payments, no games. If you don’t get approved, you don’t owe us a dime.

Asset-Based & Revenue-Based Funding
No fees at all. That’s right — we don’t charge you anything for these options. We work directly with our lender network to get you funded, fast and free.

Our goal is to make funding easy, accessible, and stress-free. We only win when you win.

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Our Services

Funding Options

Credit‑Based Loans: Use your personal or business credit history.

Revenue‑Based Financing: Repay based on monthly revenue—ideal for fluctuating income.

Asset‑Based Loans: Leverage equipment, receivables, or inventory to access tailored funding.

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Credit Building

Boost personal and business credit scores with strategic guidance, reporting optimization, and monitoring to qualify you for better financing.

Personalized Plans

Get a step-by-step roadmap on credit building, loan prep, business credit or direct funding matches.

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Loan Prep

Optimize your loan readiness: we strengthen documentation, refine applications, and enhance lender positioning to maximize approval potential.

Get Approved — Without Upfront Fees, Without a Lender's Judgement, & Without Being Ghosted.

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About Us

We are in the business of helping entrepreneurs win.

We know how hard it is to grow a business when the banks keep saying no, the requirements feel out of reach, and nobody’s giving you a real shot. That’s why we built a better way — one that’s fast, transparent, and actually built for small business owners.

We specialize in helping businesses secure credit-based, revenue-based, and asset-based funding. Whether you're just getting started or ready to scale, we meet you where you are. Our team walks with you through the entire process — from loan prep and credit building to getting business credit in your company’s name. No fluff, no games — just solid strategy and real results.

What sets us apart? We move fast, we keep it 100, and we only win when you do. Our mission is to get you the capital you need without the stress, delays, or gatekeeping. If you’re ready to grow, we’re ready to help you get there.

Our Services

Our Mission

Empower entrepreneurs with access to the funding they deserve.

Humility

At Internal Capital, humility is at the core of how we operate. We don’t assume — we listen. Every client comes with a unique set of circumstances, and we take the time to understand those before offering solutions.

We’re not here to impress you with jargon or ego. We’re here to serve, guide, and deliver real results. That starts with mutual respect and the understanding that this process is about your growth — not our recognition.

Transparency

We believe trust is built on clarity and consistency. That’s why we operate with full transparency from start to finish. No hidden fees. No vague timelines. No misleading promises.

Whether it’s about funding terms, credit requirements, or how we get paid — you’ll know upfront. We provide you with the information you need to make confident, informed decisions about your business’s future. That’s not just good service — that’s the standard.

Collaboration

We don’t just work for you — we work with you. Collaboration is what drives real outcomes. We view every client relationship as a partnership, where your goals become shared goals.

We bring deep industry knowledge and strategic insight to the table, but we also value your vision and input. When we align, we move with precision — and that’s how we help you secure the right funding, at the right time, with the right structure.

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Revenue Based Lending

Get fast access to capital based on your business’s monthly income, with repayment tied to your cash flow.

Credit Based Lending

Leverage strong personal credit to access high-limit, low-interest business capital without relying on revenue or assets.

Asset Based Lending

Use your business assets — like equipment, real estate, or inventory — to secure flexible funding, regardless of credit.

Frequently Asked Questions

What types of businesses qualify?

We work with businesses of all sizes—anywhere from startups to established companies—across industries.

Are there upfront fees?

We offer a free strategy session. After that, fees depend on the services selected—full transparency always.

How long does it take to see results?

Credit building and prep typically take 30–90 days; funding timelines vary by loan type and lender. Some products allow you to get funded in just a week.

How can I get my funding?

You can receive funding via wire transfer to your checking account or in the form of bank lines of credit or credit cards. Lending products are issued to the borrower based on the type of product.